If Only He Had These Apps, He Would Still Have Been Alive By Now

Motor vehicle accidents are still one of the leading causes of deaths in the US. Everything about them has an economic impact costing drivers and passengers approximately $70 billion annually. Just imagine where that amount of money could have been used, not to mention the lives that could have been spared if those accidents never have existed.

Among the number of causes of vehicular accidents, one of the most prevalent and perhaps easiest to steer clear of is distracted driving. It's really challenging to serve two masters at a time, so whenever you're driving, stay focused. Avoid having your to-go meals while on the road, and most especially, don't get preoccupied with your smartphone while behind the wheel. And if you still can't still grasp the bigger picture, texting while driving is dumb and dangerous. But, sad to say, a lot of us still do this. According to the Virginia Tech Transportation Institute Research, those who text and drive are 23 times more likely to be in a crash. So, in order to prevent this from happening, never ever use your phone while driving, or better yet, have these apps to make sure you're safe on the road.

1. AT&T DriveMode. This app enables you to set an auto-reply action from incoming texts, emails, and calls so that you will never have to worry about grabbing your handset to respond to anything that you receive. Anyway, you won't be knowing if there are any messages at all because this app silences all notification sounds while you're on the road. Additionally, it will disable the option for you to read or compose texts or emails while driving. Better safe than sorry, right?

2. Verizon Safely Go. I guess you'll agree with me on this: not everything that comes your way is important. Some may just serve as distracters. This is why Verizon came up with this app that lets you screen everyone else except 3 people to be able to promote your focus on the road. Everyone else not included in the shortlist will receive an auto-reply if they attempt to contact you.

3. Safe Driving Text Machine. We have a tendency to reply shortly after receiving a message from our friends because we don't want to give them the impression that we're ignoring them. And this habit of ours may put us on the brink of danger. If you value your life that much without sacrificing your connection to friends, then this app got you covered. This app auto detects your driving conditions and responds to incoming texts with your set custom auto-replies accordingly. It only gets activated whenever you receive an incoming text so that it won't drain your phone's battery fast especially in cases when you don't have a portable car charger.

4. Text-STAR. This is a great app to let you perfect your driving skill. It uses your device's sensors to determine your driving performance. After every drive, the app will provide you a score depending on your performance and will give you some pointers on how to improve your driving. It has a "driver mode" that enables the auto-reply feature for incoming texts and a "passenger mode" that lets you use your phone like you would normally do.

5. DriveSafe.ly. If you can't seem to navigate your destination without keeping in touch with your contacts, then this might be the perfect app for you. It transforms your handheld device to a completely hands-free contraption. Once you receive a text or email, the app will read them for you. And if you ever find the need to urgently reply, it will compose a message as you dictate. This way, you won't have to take your eyes off the road.

We always feel the need to be connected whenever, wherever. Apparently, the temptation to constantly be in touch with our loved ones outweighs our yearning to be safe, but this is not in any way reasonable. Good thing, these apps are here to help. Have one now on your phone to keep accidents at bay.

Harry is a fresh graduate from the state of New Jersey. He lives with his lovely wife in a suburban household where he has always pictured family life. Just recently, he worked as the co-editor in a publishing firm in New Jersey. At present, he is a part-time blogger for ECELL Global.

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Attention Financial Advisers: Sell More to Affluent Prospects With These Top 10 Sales Tips

As a financial adviser, you have products and services that enrich lives and make dreams come true. You bring peace of mind, hope of a better, more secure future, protection and provision for loved ones. In fact, if affluent prospects only know how much you could help them, they would be calling you.

You know your service is valuable yet many advisers in the current economy are finding it difficult to get consumers to buy. Sales guru, Jeffrey Gittomer says, "People don't like to be sold, but they love to buy."

Affluent prospects want to buy relationship with a trusted adviser who can help them solve complex financial issues and weather the economic storms in their lives. Listed below are my Top 10 Tips for Success in Selling.

1. Be Passionate. Nothing better serves in selling than an unshakable belief that you are providing the best possible product, service and value to your clients. If you don't love your product, your service and your industry no one else will.

2. Eliminate Tire-Kickers. Every industry has them. They come to seminars, gobble up the food, waste your time and never buy. Always prequalify before wasting time on lengthy meetings.

3. Be Persistent. Don't take "No" as a sign of personal rejection. Some will, some won't, so what? Hold your head high and move on. Don't let rejection affect your positive sense of self-worth.

4. Be a Great Listener. Trade in your gift of gab for active listening. Nothing shows people you care about them more than by actively listening to them.

5. Stick to Business. Be friendly but remember you are not there to make another friend. You are there to do business and gain a new client. Be professional. Use an agenda to guide your conversation.

6. Use a Consultative Process. Establish a purpose for each meeting starting with discovery. Develop a series of scripted questions to determine a relationship fit, a solution fit and a product fit. Qualify before you present.

7. Be the Best. How you are known by others will determine how they treat you, how they buy from you and how they give referrals to you. If your prospects don't consider you the best, they will try to lower your price or buy from a competitor.

8. Don't Chase. Let the prospect chase you. Assume control of the sale with good questions. Create urgency and excitement with compelling stories. Lead your prospect into a sale. Never push them.

9. Think Profit. Don't think about making a "sale". Clients want to know how they will profit from doing business with you. They want to know what's in it for them. They want to be assured that they gain and earn more than they want the lowest price.

10. Make It Easy to Buy. Create client loyalty by making it easy to do business with you. Prepare applications and brochures ahead of time. Call the customer service department for your clients. Make sure their service needs are handled promptly.

Keep these tips in mind as you prepare for your next sales meeting. By being thoughtful and well-prepared you can have more fun selling to affluent prospects.

Author, teacher and business coach Rebecca Stone is turning attorneys and financial advisers right-side-up with her Attorney Alliance Marketing System. This one of a kind system helps professionals get a steady stream of ideal clients at a price they can afford.

Check out my FREE resources for financial advisers at http://www.go2rainmaker.com/. Implementing just one idea could help you get more perfect clients.

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